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There are wide, stubborn economic gaps between black and white households in the U.

Many factors Wht man 4 blk woman at work, of course, including lower rates of upward mobilitydiscrimination in the labor marketbig differences in rates of incarcerationdisparities in access to quality educationhistoric exclusion from home ownershipand so on. College education is often seen as a glk tool to close race gaps.

But it is at best only a partial answer, for four reasons:. To understand race gaps in income and wealth at the household level, we have to look not only at education and earnings at the blkk level, but also at patterns of family formation and marriage.

There has been a significant increase in rates of four-year college completion among black Americans, especially women. But rates among whites have increased just as rapidly, again especially among women.

Almost half For black men Wht man 4 blk woman rate is just Women are now outperforming men in terms of completing four years of college. Within racial categories, women are now more likely than men to complete college to the tune of 5 to 7 percentage points.

So black Americans are still much less likely to get an undergraduate degree. But even when they do, they are less able to create greater economic security, at least as measured by household wealth, as new data from the Survey of Consumer Finances shows:.

In fact, black households headed by a college graduate are less wealthy than less-educated white ones. Again, there are clearly a myriad of factors at work here. One is that a racial wage gap remains even among college graduates, especially men.

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But there are big differences here by race. White women with an undergraduate degree are almost as likely to be married today as in But marriage rates are declining for black women across the educational spectrum. A black woan with an undergraduate degree aged between 35 and 45 is 15 percentage points less likely to be married than Wht man 4 blk woman white woman without a undergraduate degree:.

The race gap in marriage rates for those without a college degree has remained stable over time, with roughly equivalent declines for white and black women. Meanwhile, the marriage gap owman women with an undergraduate degree has widened, from 21 percentage points in to 31 percentage points in It is worth noting that while there has been a Wht man 4 blk woman in inter-racial marriage, blacks, and black women in particular, remain the least likely to marry someone of a different race.

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People tend to marry someone with similar levels of education and income, as we discussed last week. So college graduates are not only more likely to be married, they are more likely to be married to each other.

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But again, there are differences by race. Race, assortative mating and inequality. Note that our data does not yet capture same-sex marriages.

The result is that improvements in the individual economic position of black Americans does not translate into equivalent gains at the household level. By Richard V.

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Bosworth and Masahiro Kawai It hardly needs saying that the connections between race, gender, education and marriage are highly complex, and deeply personal.

However, one Wht man 4 blk woman is clear: Given these trends, it is not surprising that our colleague Camille Busette, director of the new Brookings Race, Prospe rity and Inclusion Initiativehas chosen to focus first on young men doman color.

Richard V. Reeves John C.

Katherine Guyot Research Assistant. Related Books.

Does Character Matter? Transpacific Rebalancing Edited by Barry P. Bosworth and Masahiro Kawai.

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